Terms of Service
Last updated: April 24, 2026
These terms govern your use of highcaliberai.com and related products and services ("Services") operated by David Berkowitz d/b/a High Caliber AI ("we," "us"). They're written to be fair to both sides and lean buyer-friendly. By using the Services you agree to these terms.
1. The basics
- You must be 18+ or have authority to bind your organization.
- Don't use the Services to break the law, infringe rights, harass anyone, or attack our infrastructure.
- Free tools, articles, and assessments are provided "as is" for general information — they're educational, not legal, financial, or professional advice.
2. Accounts
You're responsible for activity under your account and for keeping your credentials secure. Tell us immediately if you suspect unauthorized access. We'll help you secure or recover the account in good faith.
3. Paid products & services
- Courses & digital products: price, scope, and access duration are shown at checkout. Lifetime access means access for as long as we operate the product.
- Consulting / Fractional CMO / workshops: governed by a separate Statement of Work or proposal. If a SOW conflicts with these terms, the SOW controls for that engagement.
- Taxes: prices are exclusive of applicable taxes unless stated otherwise.
- Refunds: see our Refund Policy — we offer a generous, no-drama money-back window.
- Payment processing & merchant of record: purchases on this site are processed by either Paddle.com Market Limited (and affiliates) or Stripe, Inc., depending on the checkout. When Paddle is used, Paddle acts as the merchant of record — meaning Paddle is the seller of the product to you, handles the transaction, calculates and remits applicable sales tax / VAT / GST, and may appear on your card or bank statement (e.g. "PADDLE.NET* HIGH CALIBER AI"). Paddle's Buyer Terms and Privacy Notice also apply to those transactions. For billing or payment questions on Paddle orders, you can contact Paddle directly at paddle.net, or email us and we'll help.
4. Your content & data
You own anything you submit to us (forms, briefs, recordings, documents). You grant us a limited license to use it solely to deliver the Services to you. We will not publish your confidential information or use it to train public models. See the Privacy Policy for details.
5. Our content & IP
Our site content, courses, frameworks, templates, and tools are protected by copyright and other IP rights. For paid courses and templates, you get a perpetual, worldwide, non-exclusive license to use them inside your own business and for client work — including adapting templates and frameworks. You may not resell them as a standalone product, post full materials publicly, or repackage them as a competing course. Quoting and citing with attribution is welcome and encouraged.
6. AI features
Some features use AI models. Outputs can be wrong, biased, or out of date — verify before relying on them for important decisions. Don't paste confidential, regulated, or personal data of others into AI inputs.
7. Third-party links & tools
We link to other sites and tools (including our partner marketplace and our other projects like Panelsynth). We're not responsible for their content or terms — review theirs separately.
8. Service availability
We work hard to keep the Services up and accurate, but we can't promise zero downtime or perfection. We may modify, suspend, or discontinue features. If we discontinue a paid product you've purchased, we'll offer a pro-rated refund or credit — your choice.
9. Termination
You can stop using the Services any time. We may suspend or terminate access for material breach of these terms, but we'll give you reasonable notice and a chance to cure where practical. Refunds on termination follow the Refund Policy.
10. Warranties & liability
We provide the Services "as is" without warranties beyond those that cannot be disclaimed under law. To the maximum extent permitted by law, our total liability for any claim arising out of or relating to the Services is capped at the greater of (a) the amount you paid us in the 12 months before the claim, or (b) USD $500. Neither party is liable for indirect, incidental, or consequential damages. Nothing in these terms limits liability for fraud, willful misconduct, or anything else that can't be limited by law.
11. Indemnification
You agree to defend and indemnify us against third-party claims arising from your misuse of the Services or your violation of law or these terms. We'll do the same for you for claims that our Services, as delivered by us, infringe someone else's IP.
12. Disputes
Let's try to work it out first — email david@highcaliberai.com and we'll respond within 10 business days. If we can't resolve it, these terms are governed by the laws of the State of New York, USA, and disputes will be brought in the state or federal courts located in New York County, NY. Either party may seek injunctive relief in any court of competent jurisdiction to protect IP or confidential information.
13. Changes
We may update these terms. Material changes will be posted here with a new "Last updated" date and, where appropriate, announced by email. Continued use after changes means you accept the updated terms.
14. Contact
Questions? Email david@highcaliberai.com.
